More and more these days people are using e-mail for communication. It’s unfortunate, but at the actual human contact that people used to have for communication has been drastically reduced. If you’re not aware already however, there are certain dangers that come with using services like e-mail. Many of the issues probably not even thought of, but I’m about to show you how you can find out exactly who is behind the e-mails you don’t recognize.

It used to be very easy for spammers to take advantage of people with e-mail addresses I constantly bombarding them with thousands of e-mails. What many people don’t realize is that someone e-mailing them without their permission is actually a federal crime. You can get a spammer into quite a bit of trouble if you really want to. But there are other reasons having the ability to find out who is behind an e-mail address or more important.

It could be that behind in e-mail is a virus but the main reason is to keep track of who your children and your spouse are conversing with. Did you ever stop and think that maybe a sexual predator has targeted one of your children? The Internet can be a very dangerous place if children are not carefully watched as to who they talk with. There have been thousands of cases of where people use social networks for stopping their next victim and then they use e-mail for contacts.

Also just having the ability to check on who your spouse is talking to can be a giant weight lifted off someone’s shoulders if they feel there is infidelity and their relationship. By using the reverse e-mail look up, all you have to do is enter the e-mail address you want to know about into the search box provided on the website. Within just a few moments you will be given information such as name, address, phone number, Internet provider and even the possibility of where the person works.

This is all much needed information when you’re attempting to find out who someone is talking to or who is trying to target your children. Don’t think that this is something that could not happen to you, as there are many others who thought the same thing but unfortunately wound up having to deal with the repercussions.

After testing out a few services for quality, here is my #1 recommended site for reverse email lookups.

Now by using this service, you can find out exactly who owns that email address your curious about by Clicking Here.

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Find Cell Phone Numbers With Your Cell Phone

Just about everyone has a cell phone now — not counting cave dwellers and elderly Appalachians — but for some reason there is still no cell phone number directory.

Why isn’t there a cell phone number directory?

It boils down to a privacy issue and a cost issue, some companies (like the failed Intelius) have tried to collect cell phone numbers and create a cell phone directory, but privacy advocates and millions of everyday people said a resounding “NO.” People simply don’t like to be bother, and that’s no news, but when they are bothered AND have to pay for the bother, it becomes too much. Can you imagine having to pay for a telemarketer to talk to you?

Cell phone users are paying a premium for privacy and convenience, and cell phone providers are going with their customers and making sure that there is no cell phone directory. So until every cell phone plan has unlimited service, there is little likelihood of a cell phone database coming to light.

How can one find a cell phone number?

Despite the fact that there is no cell phone number phonebook, there are some ways to find a cell phone number. First there is the ubiquitous Google, some people with a big web presence will have their phone numbers available on a personal site. There is also Facebook and MySpace, your social media friends might have their personal number online, but anyone who is online knows that putting their phone number in full view is asking for strange phone calls.

When those easy options run out, there is the option of using a cell phone finder online. Once available only to investigators, cell phone lookups help users find a cell phone number with a name or do a reverse cell phone search to find a caller’s name.

So next time you’re looking for a cell phone number, remember, there isn’t a cell phone directory (yet) but it’s still fairly easy to find a cell phone number online with just a few online tools.

By: Gary C. Newman

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Click Here To >>>lookup cell phone numbers or visit www.getcellphonenumber.com

Also get access to private and unpublished phone numbers not listed in any phonebook.

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India's central bank hikes statutory liquidity ratio – Yahoo! India News

Mumbai, Oct 27 (IANS) Concerned over creeping inflation, India's central bank Tuesday slightly tightened its monetary policy for this fiscal while retaining most policy rates, with signs of an industrial recovery providing the necessary cushion.

A hike of 100 basis points in the statutory liquidity ratio, while maintaining status quo on all other policy rates and reserve ratios were the key points of the half-yearly review of the policy conducted by Reserve Bank of India (RBI) Governor D. Subbarao here.

'As always, the Reserve Bank will endeavour to ensure price stability and anchor inflation expectations,' Governor Subbarao told the chief executives of commercial banks at the central bank's headquarters here.

'It bears emphasis that the Reserve Bank is mindful of its fundamental commitment to price stability. It will continue to monitor the price situation in its entirety and will take measures as warranted by the evolving macroeconomic conditions swiftly and effectively.'

The other highlights of the review include:

- Bank rate left unchanged at 6 percent

- Repurchase rate left unchanged at 4.75 percent

- Reverse repurchase rate left unchanged 3.25 percent

- Cash reserve ratio left unchanged at 5 percent

- Statutory liquidity ratio hiked to 25 percent from 24 percent

- Vigil on inflation trends to respond swiftly and effectively

- Monitor liquidity situation closely and manage it actively

- Maintain a regime of price and financial stability with support for growth

Sensing some possible tinkering with the reserve ratios, the sensitive index (Sensex) of the Bombay Stock Exchange (BSE) opened lower at 16,699.09 points Tuesday, against the previous close at 16,740.50 points and fell further to 16,586.30 points.

Soon after the policy was unveiled, the index was quoting at 16,654.7 points, with a loss of 85.8 points, or 0.51 percent, over the previous close.

Likewise, the broader 50-share S&P CNX Nifty of the National Stock Exchange was also ruling lower at 4,944.8 points, as against Monday's close at 4970.90, with a loss of 26.1 points, or 0.43 percent.

In the monetary policy for this fiscal unveiled April 21, both the repo rate and the reverse repo rate were cut by 25 points each, even as cash reserve ratio and the statutory liquidity ratio were left untouched at 5 percent and 24 percent, respectively.

The repo rate, currently at 4.75 percent, is the interest charged by the Reserve Bank on borrowings by the commercial banks. A hike in the same increases the cost of borrowings for commercial banks.

The reverse repo rate, currently at 3.25 percent, is the rate at which the central bank borrows money from commercial banks. A hike in this rate makes it more lucrative for banks to park funds with the central bank.

A hike in statutory liquidity ratio makes it mandatory for the banks to invest more funds in specified securities, against their deposits, and sucks away some liquid cash from the financial system.

Prior to April 21, the repo rate and the reverse repo rate were unexpectedly cut by 50 basis points to 5 percent and 3.5 percent, respectively, March 4 as part of the monetary stimulus to help the Indian economy face the challenges posed by the global meltdown.

This was preceded by a cut of 100 basis points each in the two policy rates Jan 2, even as the cash reserve ratio was reduced by 50 basis points.

Indo Asian News Service

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